Tax Year 2026Updated July 22, 2026

Arkansas Paycheck Calculator 2026

Q: What taxes are deducted from my Arkansas paycheck?

Your Arkansas paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Arkansas state income tax using graduated brackets (5 brackets).

Q: How do Arkansas's income tax brackets work?

Arkansas uses a graduated (progressive) income tax with 5 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.

Q: What tax bracket am I in for Arkansas?

Your Arkansas bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.

Q: Does Arkansas conform to the OBBBA overtime and tips deductions?

Arkansas has not yet confirmed whether it will conform to the federal OBBBA deductions for overtime pay and tip income. Until the state legislature or tax authority acts, these deductions reduce only your federal taxable income. Your Arkansas state income tax on those wages remains unchanged.

This calculator estimates your take-home pay as a Arkansas worker after federal income tax, FICA, and Arkansas's 5-bracket graduated income tax (rates from 0.00% to 3.70%). Enter your salary, pay frequency, and filing status below.

Arkansas Income Tax Brackets 2026

The rates below apply to taxable income after subtracting Arkansas's standard deduction of $2,470 (single) or $4,940 (MFJ).

Taxable Income	Rate
$0 - $5,599	0.00%
$5,600 - $11,199	2.00%
$11,200 - $15,999	3.00%
$16,000 - $26,399	3.40%
Over $26,400	3.70%

Source: Arkansas Tax Authority

Retirees may benefit from partial pension income exclusions.

How Your Arkansas Paycheck Is Calculated

Gross pay: Your annual salary divided by the number of pay periods.
Federal income tax: 2026 progressive brackets (10%-37%) after the federal standard deduction of $16,100 (single) or $32,200 (MFJ).
Social Security: 6.2% on wages up to $184,500.
Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
Arkansas state income tax: 5-bracket progressive system (0.00% to 3.70%).

Arkansas Standard Deduction

Arkansas's standard deduction for 2026 is $2,470 for single filers and $4,940 for married filing jointly. This is subtracted from gross income before Arkansas's tax brackets are applied. Note: the state deduction is separate from and much smaller than the federal standard deduction of $16,100.

Retirement Income in Arkansas

Arkansas offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Arkansas does not tax Social Security benefits. Pension and retirement income receives a $6,000 annual exclusion per taxpayer ($6,000 per spouse for MFJ). Income above the exclusion is taxed at regular graduated rates. Verify 2026 exclusion amount.

Worked Examples

Example 1: $72,000/year - Single, Biweekly

Profile: $72,000 annual salary, Single filer, paid biweekly (26 paychecks/year)

Gross per period: $2,769.23
Federal income tax: -$269.62
Social Security: -$171.69
Medicare: -$40.15
Arkansas state income tax: -$84.82
Net take-home pay: $2,202.95 per paycheck ($57,277/year)
Effective total tax rate: 20.45%

Example 2: $175,000/year - Head of Household, Weekly

Profile: $175,000 annual salary, Head of Household filer, paid weekly (52 paychecks/year)

Gross per period: $3,365.38
Federal income tax: -$519.06
Social Security: -$208.65
Medicare: -$48.80
Arkansas state income tax: -$115.70
Net take-home pay: $2,473.17 per paycheck ($128,605/year)
Effective total tax rate: 26.51%

Example 3: $85,000/year - Married Filing Jointly, Monthly

Profile: $85,000 annual salary, Married Filing Jointly filer, paid monthly (12 paychecks/year)

Gross per period: $7,083.33
Federal income tax: -$486.67
Social Security: -$439.17
Medicare: -$102.71
Arkansas state income tax: -$216.25
Net take-home pay: $5,838.53 per paycheck ($70,062/year)
Effective total tax rate: 17.57%

Arkansas Tax Notes

Graduated brackets: 5 brackets from 0.00% to 3.70%.
Supplemental withholding rate: 3.70% for bonuses and supplemental wages.

Arkansas allows local sales taxes up to 5.5%, resulting in some of the highest combined sales tax rates in the nation. The state grocery tax was repealed for 2026, but local taxes on food remain. Arkansas does not impose local income taxes.

OBBBA Conformity

Arkansas has not confirmed conformity with the federal OBBBA deductions for overtime and tips. Until the state legislature or tax authority acts, these deductions apply only on the federal return. Arkansas state income tax on those wages remains unchanged.

Frequently Asked Questions

What taxes are deducted from my Arkansas paycheck?

Your Arkansas paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Arkansas state income tax using graduated brackets (5 brackets).

How accurate is this paycheck calculator?

This calculator estimates take-home pay using 2026 federal and Arkansas state tax rates. It models federal income tax, FICA, and state income tax. It does not include pre-tax deductions (401(k), HSA, health insurance premiums), post-tax deductions, or state-specific payroll taxes (disability insurance, paid leave). Your actual paycheck may differ.

How do Arkansas's income tax brackets work?

Arkansas uses a graduated (progressive) income tax with 5 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.

What tax bracket am I in for Arkansas?

Your Arkansas bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.

Is my pension or retirement income taxed in Arkansas?

Arkansas offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Social Security benefits are not taxed at the state level.

How are bonuses and supplemental wages taxed in Arkansas?

Arkansas withholds state tax on bonuses, commissions, and other supplemental wages at a flat rate of 3.70%. This may differ from your regular withholding rate. At the federal level, supplemental wages are typically withheld at a flat 22% (or 37% above $1 million).

Does Arkansas conform to the OBBBA overtime and tips deductions?

Arkansas has not yet confirmed whether it will conform to the federal OBBBA deductions for overtime pay and tip income. Until the state legislature or tax authority acts, these deductions reduce only your federal taxable income. Your Arkansas state income tax on those wages remains unchanged.