Tax Calculators

Free, interactive tax calculators updated for the 2026 tax year. Each tool uses official IRS figures and shows its math step by step. More calculators are in development covering federal income tax, OBBBA deductions, paycheck estimation, self-employment tax, capital gains, retirement planning, and all 50 states plus DC.

Currently available:

No Tax on Tips CalculatorEstimate your IRC §224 tips deduction (up to $25,000/year)No Tax on Overtime CalculatorCalculate your overtime premium deduction ($12,500/$25,000 cap)Schedule 1-A CalculatorClaim tips + overtime deductions together on one form Senior Bonus Deduction$6,000 additional deduction for taxpayers age 65+SALT Cap Calculator$40,400 state/local tax deduction limit for 2026 OBBBA Phase-Out CalculatorSee how MAGI affects all four OBBBA deductions ACA Subsidy CalculatorMarketplace premium tax credit with 400% FPL cliff Paycheck CalculatorFederal take-home pay after income tax and FICA Federal Income Tax Calculator2026 progressive brackets for all filing statuses Tax Refund EstimatorWill you get a refund or owe? Compare withholding vs liability W-4 Withholding CalculatorOptimize your paycheck withholding to avoid surprises Bonus Tax CalculatorFlat 22% vs aggregate withholding on supplemental wages Hourly to Salary ConverterConvert between hourly rate and annual salary Overtime Pay CalculatorTime-and-a-half and double-time wage calculations Standard vs Itemized DeductionCompare which deduction method saves you more Child Tax Credit Calculator$2,200 per qualifying child with income phase-out Self-Employment Tax CalculatorSE tax (92.35% × 15.3%) with quarterly payment splitter Quarterly Estimated Tax CalculatorPayment deadlines and quarterly amounts for 2026 Estimated Tax Penalty CalculatorForm 2210 safe harbor check to avoid underpayment penalties 401(k) Tax Savings CalculatorSee how pre-tax contributions reduce your tax bill Traditional vs Roth IRA CalculatorCompare tax treatments: save now or save later HSA Contribution CalculatorTriple tax advantage: income, FICA, and growth RMD CalculatorRequired minimum distribution from the Uniform Lifetime Table Capital Gains Tax CalculatorShort-term vs long-term rates (0%/15%/20% brackets)FICA / SS & Medicare CalculatorSocial Security (6.2%) and Medicare (1.45%) with wage base cap

Additional tools in active development include the federal income tax calculator with all seven 2026 brackets, the No Tax on Tips calculator for the new IRC §224 deduction (up to $25,000 per year for qualifying tipped employees), the No Tax on Overtime calculator for the premium-pay deduction under IRC §225, the senior bonus deduction calculator ($6,000 for taxpayers 65 and older), and the SALT cap calculator reflecting the new $40,400 limit. We are also building a paycheck calculator, W-4 withholding optimizer, bonus tax calculator, self-employment tax calculator with quarterly estimated payment dates, 401(k) and IRA contribution calculators, an HSA triple-tax-advantage estimator, and capital gains calculators for both short-term and long-term rates. State-specific income tax calculators for all 50 states and the District of Columbia are planned as well.

Every calculator is built on data sourced directly from IRS Revenue Procedure 2025-32, the OBBBA statute text, Social Security Administration announcements, and individual state revenue department publications. No calculator goes live until all figures it depends on have been verified against primary sources. See our Methodology and Sources pages for details on how we source and verify data.