Connecticut Paycheck Calculator 2026
This calculator estimates your take-home pay as a Connecticut worker after federal income tax, FICA, and Connecticut's 7-bracket graduated income tax (rates from 2.00% to 6.99%). Enter your salary, pay frequency, and filing status below.
Connecticut Income Tax Brackets 2026
| Taxable Income | Rate |
|---|---|
| $0 - $10,000 | 2.00% |
| $10,000 - $50,000 | 4.50% |
| $50,000 - $100,000 | 5.50% |
| $100,000 - $200,000 | 6.00% |
| $200,000 - $250,000 | 6.50% |
| $250,000 - $500,000 | 6.90% |
| Over $500,000 | 6.99% |
Source: Connecticut Tax Authority
Connecticut Personal Exemption System
Instead of a standard deduction, Connecticut uses a personal exemption system. The exemption is $15,000 for single filers and $24,000 for married filing jointly. This amount is subtracted from your gross income before Connecticut's graduated tax brackets are applied. The personal exemption may phase out at higher income levels.
How Your Connecticut Paycheck Is Calculated
- Gross pay: Your annual salary divided by the number of pay periods.
- Federal income tax: 2026 progressive brackets (10%-37%) after the federal standard deduction of $16,100 (single) or $32,200 (MFJ).
- Social Security: 6.2% on wages up to $184,500.
- Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
- Connecticut state income tax: 7-bracket progressive system (2.00% to 6.99%).
What Else Comes Out of Your Paycheck in Connecticut
Beyond federal income tax, FICA, and Connecticut state income tax, Connecticut has additional payroll deductions that may appear on your pay stub:
| Program | Employee Rate | Notes |
|---|---|---|
| Connecticut Paid Leave | 0.50% | Paid family/medical leave - may also apply |
Note: These deductions are not yet computed into the net pay estimate above. They are shown as informational lines because rates require verification. Your actual take-home pay may be lower by these amounts.
Worked Examples
Example 1: $95,000/year - Married Filing Jointly, Semi-monthly
Profile: $95,000 annual salary, Married Filing Jointly filer, paid semimonthly (24 paychecks/year)
Federal income tax: -$293.33
Social Security: -$245.42
Medicare: -$57.40
Connecticut state income tax: -$157.29
Net take-home pay: $3,204.89 per paycheck ($76,917/year)
Effective total tax rate: 19.03%
Example 2: $85,000/year - Single, Monthly
Profile: $85,000 annual salary, Single filer, paid monthly (12 paychecks/year)
Federal income tax: -$822.50
Social Security: -$439.17
Medicare: -$102.71
Connecticut state income tax: -$327.08
Net take-home pay: $5,391.87 per paycheck ($64,702/year)
Effective total tax rate: 23.88%
Example 3: $78,000/year - Head of Household, Biweekly
Profile: $78,000 annual salary, Head of Household filer, paid biweekly (26 paychecks/year)
Federal income tax: -$234.92
Social Security: -$186.00
Medicare: -$43.50
Connecticut state income tax: -$119.62
Net take-home pay: $2,415.96 per paycheck ($62,815/year)
Effective total tax rate: 19.47%
Connecticut Tax Notes
- Graduated brackets: 7 brackets from 2.00% to 6.99%.
- Supplemental withholding rate: 6.99% for bonuses and supplemental wages.
Connecticut does not impose local income taxes or local sales taxes. Property taxes are assessed and collected at the municipal level and vary significantly by town — CT has among the highest municipal property taxes in the nation.
OBBBA Conformity
Connecticut has not confirmed conformity with the federal OBBBA deductions for overtime and tips. Until the state legislature or tax authority acts, these deductions apply only on the federal return. Connecticut state income tax on those wages remains unchanged.