Tax Year 2026Updated July 19, 2026
Note: New York has not yet published 2026 indexed brackets; this calculator uses official 2025 New York figures and will be updated when 2026 figures are released. NY DTF typically publishes new schedules with filing-season forms.

New York Tax Calculator & Rates 2026

New York has one of the highest tax burdens in the United States. The state levies a graduated income tax with 9 brackets up to 10.90%. NYC residents face additional city income tax. The state sales tax rate is 4.00%.Use the calculators below to estimate your New York tax liability for 2026.

Income Tax
Top rate 10.90%
Sales Tax
State rate 4.00%
PFL Deduction
0.43%

New York Income Tax Brackets 2026

New York uses a graduated income tax with 9 brackets for single filers. The top marginal rate of 10.90% applies to taxable income over $25,000,000. NYC imposes additional income tax (3.078%–3.876%) and Yonkers has a surcharge (16.75% of state tax for residents).

Taxable IncomeRate
$0 - $8,5004.00%
$8,500 - $11,7004.50%
$11,700 - $13,9005.25%
$13,900 - $80,6505.50%
$80,650 - $215,4006.00%
$215,400 - $1,077,5506.85%
$1,077,550 - $5,000,0009.65%
$5,000,000 - $25,000,00010.30%
Over $25,000,00010.90%

Source: NY DTF IT-201-I

New York Sales Tax

New York's state sales tax rate is 4.00%. Local jurisdictions add their own rates, and combined rates vary by county and city. Most grocery food items are exempt from New York sales tax.

New York Payroll Deductions

New York employees see two state-mandated payroll deductions beyond income tax:

  • Paid Family Leave (PFL): 0.43% of gross wages up to the SAWW annualized.
  • Disability Benefits (DBL): 0.50% of weekly wages, capped at $0.60/week.

OBBBA Conformity - Does New York Follow Federal Deductions?

The One Big Beautiful Bill Act (OBBBA) introduced several new federal tax deductions, including deductions for tips income, overtime pay, and a senior bonus. New York maintains its own tax code and does not automatically conform to new federal provisions. Each deduction requires separate legislative action.

  • Tips Deduction: Unknown.New York has not announced conformity with federal OBBBA tips deduction provisions. NY maintains its own tax code and does not automatically conform to federal changes.
  • Overtime Deduction: Unknown.New York has not announced conformity with federal OBBBA overtime deduction provisions. NY maintains its own tax code and does not automatically conform to federal changes.
  • Senior Bonus Deduction: Unknown.New York has not announced conformity with federal OBBBA senior bonus deduction provisions. NY maintains its own tax code and does not automatically conform to federal changes.

Even when New York does not conform, the federal deduction still reduces your federal taxable income. Use our state-specific calculators to see the combined effect on both your federal and New York returns.

New York Tax Calculators

Frequently Asked Questions

Does New York have a state income tax?
Yes. New York has a graduated income tax with 9 brackets ranging from 4% to 10.90%. The top marginal rate of 10.90% applies to taxable income over $25,000,000 for single filers. NYC residents face additional city income tax (3.078%–3.876%).
What is the state sales tax rate in New York?
The state sales tax rate is 4.00%. Local jurisdictions add their own rates, and combined rates vary significantly by county and city. Most grocery food items are exempt from New York sales tax.
What is New York Paid Family Leave and how much is deducted?
New York Paid Family Leave (PFL) is deducted from employee paychecks at a rate of 0.43% of gross wages up to the state average weekly wage (SAWW) annualized. PFL provides job-protected paid leave for bonding with a new child, caring for a family member with a serious health condition, or assisting with family obligations when a family member is deployed abroad.
What is NY DBL and why is it on my pay stub?
New York Disability Benefits Law (DBL) is a mandatory payroll deduction of 0.50% of weekly wages, capped at $0.60/week. It provides short-term disability benefits for non-work-related illness or injury. This is separate from workers' compensation and PFL.
Does New York tax Social Security benefits?
No. New York does not tax Social Security benefits. However, New York does tax most pension and retirement income, with a $20,000 exclusion for taxpayers age 59½ and older. Government pensions (federal, NY state/local) are fully exempt.