Try a calculator
Tax Year 2026Updated July 20, 2026

Missouri Paycheck Calculator 2026

This calculator estimates your take-home pay as a Missouri worker after federal income tax, FICA, and Missouri's 8-bracket graduated income tax (rates from 0.00% to 4.70%). Enter your salary, pay frequency, and filing status below.

Missouri Income Tax Brackets 2026

Taxable IncomeRate
$0 - $1,3140.00%
$1,314 - $2,6282.00%
$2,628 - $3,9422.50%
$3,942 - $5,2563.00%
$5,256 - $6,5703.50%
$6,570 - $7,8844.00%
$7,884 - $9,1984.50%
Over $9,1984.70%

Source: Missouri Tax Authority

Groceries are taxed at a reduced 1.23% rate. Some cities levy their own local income or wage taxes. Retirees may benefit from partial pension income exclusions.

How Your Missouri Paycheck Is Calculated

  1. Gross pay: Your annual salary divided by the number of pay periods.
  2. Federal income tax: 2026 progressive brackets (10%-37%) after the federal standard deduction of $16,100 (single) or $32,200 (MFJ).
  3. Social Security: 6.2% on wages up to $184,500.
  4. Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
  5. Missouri state income tax: 8-bracket progressive system (0.00% to 4.70%).
  6. Local income tax: Some cities in Missouri levy their own income or wage tax (not modeled in this calculator).

Local Income Taxes in Missouri

Kansas City imposes a 1% earnings tax. St. Louis imposes a 1% earnings tax. These apply to residents and those who work within city limits.

Note: This calculator does not include local or city income taxes. If you live or work in a jurisdiction with a local tax, your actual take-home pay will be lower than the estimate shown.

Grocery Tax in Missouri

Missouri charges a 1.23% tax on groceries, which is lower than the general sales tax rate of 4.23%. While this does not affect paycheck withholding, it is a notable cost-of-living factor for Missouri residents. Most states exempt groceries from sales tax entirely.

Retirement Income in Missouri

Missouri offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Social Security is partially exempt in Missouri (subject to income thresholds similar to federal). Pension and retirement income has an exclusion of up to $6,000. Verify 2026 thresholds and exclusion amounts.

Worked Examples

Example 1: $85,000/year - Single, Weekly

Profile: $85,000 annual salary, Single filer, paid weekly (52 paychecks/year)

Gross per period: $1,634.62
Federal income tax: -$189.81
Social Security: -$101.35
Medicare: -$23.70
Missouri state income tax: -$73.44
Net take-home pay: $1,246.32 per paycheck ($64,809/year)
Effective total tax rate: 23.75%

Example 2: $62,000/year - Head of Household, Semi-monthly

Profile: $62,000 annual salary, Head of Household filer, paid semimonthly (24 paychecks/year)

Gross per period: $2,583.33
Federal income tax: -$174.50
Social Security: -$160.17
Medicare: -$37.46
Missouri state income tax: -$114.08
Net take-home pay: $2,097.12 per paycheck ($50,331/year)
Effective total tax rate: 18.82%

Example 3: $72,000/year - Married Filing Jointly, Monthly

Profile: $72,000 annual salary, Married Filing Jointly filer, paid monthly (12 paychecks/year)

Gross per period: $6,000.00
Federal income tax: -$356.67
Social Security: -$372.00
Medicare: -$87.00
Missouri state income tax: -$267.33
Net take-home pay: $4,917.00 per paycheck ($59,004/year)
Effective total tax rate: 18.05%

Missouri Tax Notes

  • Graduated brackets: 8 brackets from 0.00% to 4.70%.
  • Supplemental withholding rate: 4.70% for bonuses and supplemental wages.
  • Local income taxes: Some Missouri cities levy their own income or wage tax (not modeled here).
  • Grocery tax: 1.23% on groceries (below the general sales tax rate).

OBBBA Conformity

Missouri has not confirmed conformity with the federal OBBBA deductions for overtime and tips. Until the state legislature or tax authority acts, these deductions apply only on the federal return. Missouri state income tax on those wages remains unchanged.

Frequently Asked Questions

What taxes are deducted from my Missouri paycheck?
Your Missouri paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Missouri state income tax using graduated brackets (8 brackets). Local/county taxes may also apply depending on where you live.
How accurate is this paycheck calculator?
This calculator estimates take-home pay using 2026 federal and Missouri state tax rates. It models federal income tax, FICA, and state income tax. It does not include pre-tax deductions (401(k), HSA, health insurance premiums), post-tax deductions, or state-specific payroll taxes (disability insurance, paid leave). Your actual paycheck may differ.
How do Missouri's income tax brackets work?
Missouri uses a graduated (progressive) income tax with 8 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.
What tax bracket am I in for Missouri?
Your Missouri bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.
How does local income tax affect my Missouri paycheck?
Some cities and municipalities in Missouri impose their own income or wage taxes in addition to the state tax. Kansas City imposes a 1% earnings tax. St. Louis imposes a 1% earnings tax. These apply to residents and those who work within city limits. These local taxes are not included in this calculator's estimate, so your actual take-home pay may be lower if you work or live in a jurisdiction with local taxes.
Does Missouri tax groceries?
Yes. Missouri charges a 1.23% tax on groceries, which is lower than the general sales tax rate. While this does not directly affect your paycheck withholding, it does affect your overall cost of living in Missouri.
Is my pension or retirement income taxed in Missouri?
Missouri offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Social Security benefits are not taxed at the state level.
How are bonuses and supplemental wages taxed in Missouri?
Missouri withholds state tax on bonuses, commissions, and other supplemental wages at a flat rate of 4.70%. This may differ from your regular withholding rate. At the federal level, supplemental wages are typically withheld at a flat 22% (or 37% above $1 million).
Does Missouri conform to the OBBBA overtime and tips deductions?
Missouri has not yet confirmed whether it will conform to the federal OBBBA deductions for overtime pay and tip income. Until the state legislature or tax authority acts, these deductions reduce only your federal taxable income. Your Missouri state income tax on those wages remains unchanged.