Tax Year 2026Updated July 24, 2026

Virginia Paycheck Calculator 2026

Q: What taxes are deducted from my Virginia paycheck?

Your Virginia paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Virginia state income tax using graduated brackets (4 brackets).

Q: How do Virginia's income tax brackets work?

Virginia uses a graduated (progressive) income tax with 4 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.

Q: What tax bracket am I in for Virginia?

Your Virginia bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.

Q: Does Virginia tax groceries?

Yes. Virginia charges a 1.00% tax on groceries, which is lower than the general sales tax rate. While this does not directly affect your paycheck withholding, it does affect your overall cost of living in Virginia.

Q: Does Virginia conform to the OBBBA overtime and tips deductions?

Virginia has not yet confirmed whether it will conform to the federal OBBBA deductions for overtime pay and tip income. Until the state legislature or tax authority acts, these deductions reduce only your federal taxable income. Your Virginia state income tax on those wages remains unchanged.

This calculator estimates your take-home pay as a Virginia worker after federal income tax, FICA, and Virginia's 4-bracket graduated income tax (rates from 2.00% to 5.75%). Enter your salary, pay frequency, and filing status below.

Virginia Income Tax Brackets 2026

The rates below apply to taxable income after subtracting Virginia's standard deduction of $8,750 (single) or $17,500 (MFJ).

Taxable Income	Rate
$0 - $3,000	2.00%
$3,000 - $5,000	3.00%
$5,000 - $17,000	5.00%
Over $17,000	5.75%

Source: Virginia Tax Authority

Groceries are taxed at a reduced 1.00% rate. Retirees may benefit from partial pension income exclusions.

How Your Virginia Paycheck Is Calculated

Gross pay: Your annual salary divided by the number of pay periods.
Federal income tax: 2026 progressive brackets (10%-37%) after the federal standard deduction of $16,100 (single) or $32,200 (MFJ).
Social Security: 6.2% on wages up to $184,500.
Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
Virginia state income tax: 4-bracket progressive system (2.00% to 5.75%).

Virginia Standard Deduction

Virginia's standard deduction for 2026 is $8,750 for single filers and $17,500 for married filing jointly. This is subtracted from gross income before Virginia's tax brackets are applied. Note: the state deduction is separate from and much smaller than the federal standard deduction of $16,100.

Grocery Tax in Virginia

Virginia charges a 1.00% tax on groceries, which is lower than the general sales tax rate of 4.30%. While this does not affect paycheck withholding, it is a notable cost-of-living factor for Virginia residents. Most states exempt groceries from sales tax entirely.

Retirement Income in Virginia

Virginia offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. verified_primary - Virginia does not tax Social Security benefits. Virginia provides an age deduction of up to $12,000 per person for taxpayers 65+ (born on or before January 1, 1960), phased out by AFAGI at $50,000 (single) / $75,000 (MFJ). AFAGI = federal AGI minus taxable Social Security and Tier 1 Railroad Benefits. Full deduction for those born on or before January 1, 1939. Source: tax.virginia.gov/subtractions.

Worked Examples

Example 1: $62,000/year - Head of Household, Monthly

Profile: $62,000 annual salary, Head of Household filer, paid monthly (12 paychecks/year)

Gross per period: $5,166.67
Federal income tax: -$349.00
Social Security: -$320.33
Medicare: -$74.92
Virginia state income tax: -$233.70
Net take-home pay: $4,188.72 per paycheck ($50,265/year)
Effective total tax rate: 18.93%

Example 2: $48,000/year - Married Filing Jointly, Semi-monthly

Profile: $48,000 annual salary, Married Filing Jointly filer, paid semimonthly (24 paychecks/year)

Gross per period: $2,000.00
Federal income tax: -$65.83
Social Security: -$124.00
Medicare: -$29.00
Virginia state income tax: -$62.34
Net take-home pay: $1,718.83 per paycheck ($41,252/year)
Effective total tax rate: 14.06%

Example 3: $175,000/year - Single, Biweekly

Profile: $175,000 annual salary, Single filer, paid biweekly (26 paychecks/year)

Gross per period: $6,730.77
Federal income tax: -$1,182.08
Social Security: -$417.31
Medicare: -$97.60
Virginia state income tax: -$357.76
Net take-home pay: $4,676.02 per paycheck ($121,577/year)
Effective total tax rate: 30.53%

Virginia Tax Notes

Graduated brackets: 4 brackets from 2.00% to 5.75%.
Supplemental withholding rate: 5.75% for bonuses and supplemental wages.
Grocery tax: 1.00% on groceries (below the general sales tax rate).

Virginia does not impose local income taxes. Local taxes are primarily through property taxes and the mandatory 1% local portion of sales tax. Some regions (Northern Virginia, Hampton Roads, Central Virginia) have additional regional sales tax increments.

OBBBA Conformity

Virginia has not confirmed conformity with the federal OBBBA deductions for overtime and tips. Until the state legislature or tax authority acts, these deductions apply only on the federal return. Virginia state income tax on those wages remains unchanged.

Frequently Asked Questions

What taxes are deducted from my Virginia paycheck?

Your Virginia paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Virginia state income tax using graduated brackets (4 brackets).

How accurate is this paycheck calculator?

This calculator estimates take-home pay using 2026 federal and Virginia state tax rates. It models federal income tax, FICA, and state income tax. It does not include pre-tax deductions (401(k), HSA, health insurance premiums), post-tax deductions, or state-specific payroll taxes (disability insurance, paid leave). Your actual paycheck may differ.

How do Virginia's income tax brackets work?

Virginia uses a graduated (progressive) income tax with 4 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.

What tax bracket am I in for Virginia?

Your Virginia bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.

Does Virginia tax groceries?

Yes. Virginia charges a 1.00% tax on groceries, which is lower than the general sales tax rate. While this does not directly affect your paycheck withholding, it does affect your overall cost of living in Virginia.

Is my pension or retirement income taxed in Virginia?

Virginia offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Social Security benefits are not taxed at the state level.

How are bonuses and supplemental wages taxed in Virginia?

Virginia withholds state tax on bonuses, commissions, and other supplemental wages at a flat rate of 5.75%. This may differ from your regular withholding rate. At the federal level, supplemental wages are typically withheld at a flat 22% (or 37% above $1 million).

Does Virginia conform to the OBBBA overtime and tips deductions?

Virginia has not yet confirmed whether it will conform to the federal OBBBA deductions for overtime pay and tip income. Until the state legislature or tax authority acts, these deductions reduce only your federal taxable income. Your Virginia state income tax on those wages remains unchanged.