Tax Year 2026Updated July 20, 2026

Wisconsin Paycheck Calculator 2026

This calculator estimates your take-home pay as a Wisconsin worker after federal income tax, FICA, and Wisconsin's 4-bracket graduated income tax (rates from 3.50% to 7.65%). Enter your salary, pay frequency, and filing status below.

Wisconsin Income Tax Brackets 2026

The rates below apply to taxable income after subtracting Wisconsin's standard deduction of $12,760 (single) or $23,620 (MFJ).

Taxable IncomeRate
$0 - $14,6803.50%
$14,680 - $50,4804.40%
$50,480 - $315,3105.30%
Over $315,3107.65%

Source: Wisconsin Tax Authority

Retirees may benefit from partial pension income exclusions.

How Your Wisconsin Paycheck Is Calculated

  1. Gross pay: Your annual salary divided by the number of pay periods.
  2. Federal income tax: 2026 progressive brackets (10%-37%) after the federal standard deduction of $16,100 (single) or $32,200 (MFJ).
  3. Social Security: 6.2% on wages up to $184,500.
  4. Medicare: 1.45% on all wages, plus 0.9% above $200,000 (single).
  5. Wisconsin state income tax: 4-bracket progressive system (3.50% to 7.65%).

Wisconsin Standard Deduction

Wisconsin's standard deduction for 2026 is $12,760 for single filers and $23,620 for married filing jointly. This is subtracted from gross income before Wisconsin's tax brackets are applied. Note: the state deduction is separate from and much smaller than the federal standard deduction of $16,100.

Retirement Income in Wisconsin

Wisconsin offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. verified_primary_snippet - Social Security exempt. Wisconsin provides a $5,000 subtraction for qualifying retirement income (pensions, annuities). This corrects the prior 'fully taxable' characterization; confirm on direct access

Worked Examples

Example 1: $95,000/year - Head of Household, Weekly

Profile: $95,000 annual salary, Head of Household filer, paid weekly (52 paychecks/year)

Gross per period: $1,826.92
Federal income tax: -$163.23
Social Security: -$113.27
Medicare: -$26.49
Wisconsin state income tax: -$61.47
Net take-home pay: $1,462.46 per paycheck ($76,048/year)
Effective total tax rate: 19.95%

Example 2: $62,000/year - Single, Semi-monthly

Profile: $62,000 annual salary, Single filer, paid semimonthly (24 paychecks/year)

Gross per period: $2,583.33
Federal income tax: -$219.17
Social Security: -$160.17
Medicare: -$37.46
Wisconsin state income tax: -$84.77
Net take-home pay: $2,081.76 per paycheck ($49,962/year)
Effective total tax rate: 19.42%

Example 3: $78,000/year - Married Filing Jointly, Monthly

Profile: $78,000 annual salary, Married Filing Jointly filer, paid monthly (12 paychecks/year)

Gross per period: $6,500.00
Federal income tax: -$416.67
Social Security: -$403.00
Medicare: -$94.25
Wisconsin state income tax: -$184.72
Net take-home pay: $5,401.36 per paycheck ($64,816/year)
Effective total tax rate: 16.90%

Wisconsin Tax Notes

  • Graduated brackets: 4 brackets from 3.50% to 7.65%.
  • Supplemental withholding rate: 7.65% for bonuses and supplemental wages.

Wisconsin does not impose local income taxes. Local sales tax rates vary by county and municipality, ranging from 0.1% to 1.75%.

OBBBA Conformity

Wisconsin has decoupled from the federal OBBBA deductions. The tips and overtime deductions apply only on your federal return. Wisconsin continues to tax those wages at its regular rates.

Frequently Asked Questions

What taxes are deducted from my Wisconsin paycheck?
Your Wisconsin paycheck has deductions for federal income tax (10%-37%), FICA (Social Security + Medicare), and Wisconsin state income tax using graduated brackets (4 brackets).
How accurate is this paycheck calculator?
This calculator estimates take-home pay using 2026 federal and Wisconsin state tax rates. It models federal income tax, FICA, and state income tax. It does not include pre-tax deductions (401(k), HSA, health insurance premiums), post-tax deductions, or state-specific payroll taxes (disability insurance, paid leave). Your actual paycheck may differ.
How do Wisconsin's income tax brackets work?
Wisconsin uses a graduated (progressive) income tax with 4 brackets. Each bracket applies only to income within that range, not your entire income. For example, if you earn enough to reach the third bracket, only the income above the second bracket's threshold is taxed at the third bracket's rate.
What tax bracket am I in for Wisconsin?
Your Wisconsin bracket depends on your taxable income (after deductions) and filing status. The calculator above shows your effective state tax rate, which is usually lower than your marginal bracket rate because lower portions of your income are taxed at lower rates.
Is my pension or retirement income taxed in Wisconsin?
Wisconsin offers a partial exclusion for pension and retirement income. Some retirement income may be exempt or receive preferential treatment depending on the source and amount. Social Security benefits are not taxed at the state level.
How are bonuses and supplemental wages taxed in Wisconsin?
Wisconsin withholds state tax on bonuses, commissions, and other supplemental wages at a flat rate of 7.65%. This may differ from your regular withholding rate. At the federal level, supplemental wages are typically withheld at a flat 22% (or 37% above $1 million).
Does Wisconsin conform to the OBBBA overtime and tips deductions?
No. Wisconsin has decoupled from the federal OBBBA deductions for tips and overtime. The federal deductions still reduce your federal taxable income, but Wisconsin adds them back, so your state tax on those wages is unchanged. Wisconsin's IRC conformity date is fixed at December 31, 2022, predating OBBBA. The federal tips, overtime, and senior deductions do not apply for Wisconsin purposes unless SB 859 (pending) passes to update the conformity date. Watch this space.
How does Wisconsin's income-based standard deduction work?
Unlike most states with a fixed standard deduction, Wisconsin's standard deduction is income-based and phases out at higher incomes. The maximum is $12,760 for single filers and $23,620 for married filing jointly — but these amounts decrease as your Wisconsin income rises above the phase-out threshold. Higher-income Wisconsin taxpayers may receive a deduction significantly below the published maximum, which increases their effective state tax rate. Wisconsin also provides a 30% capital gains exclusion on net long-term capital gains (60% for farm asset sales) and a $5,000 pension subtraction for qualifying retirement income.