Tax Year 2026Updated July 13, 2026

Is Overtime Taxed in Idaho in 2026?

As of September 2026, Idaho has not issued official guidance on whether it recognizes the federal OBBBA overtime deduction (IRC §225). Idaho generally conforms to the Internal Revenue Code, which suggests the deduction may apply – but Idaho has decoupled from specific federal provisions in the past, and the Idaho State Tax Commission has not confirmed conformity with the overtime provision.

How Idaho's Overtime Tax Treatment Works

The federal OBBBA overtime deduction (IRC §225) allows eligible workers to deduct up to $12,500 ($25,000 for married filing jointly) in qualifying overtime premium pay from federal adjusted gross income. This deduction covers only the premium portion of overtime pay – the extra 0.5x above the regular hourly rate – not the base-rate hours worked beyond 40.

Why Idaho conformity is plausible but unconfirmed: Idaho generally conforms to the Internal Revenue Code on a rolling basis. When Congress adds a new provision to the IRC, Idaho's tax system typically picks it up unless the state specifically decouples. However, Idaho has exercised its decoupling authority for certain federal provisions in the past, and the Idaho State Tax Commission has not released guidance on whether IRC §225 applies for Idaho purposes.

What this means in practice: If Idaho conforms, workers benefit from a straightforward 5.3% savings on their qualifying overtime premium deduction (up to $662.50 for the maximum $12,500 deduction). If Idaho decouples, overtime premium pay remains fully taxable at 5.3%, and only the federal deduction provides relief.

Federal Overtime Deduction Quick Reference

DetailValue
IRC Section§225 (OBBBA)
Maximum deduction$12,500 overtime ($25,000 MFJ)
Deduction typeAbove-the-line (Schedule 1-A)
FICA still applies?Yes (Social Security 6.2% + Medicare 1.45%)
MFS eligible?No (MFJ or Single/HoH only)
Effective datesJan 1, 2025 – Dec 31, 2028
Idaho treatmentDoes not conform
What qualifies?Overtime premium only (the 0.5x above regular rate), FLSA non-exempt employees

Worked Examples Comparing Federal and Idaho Treatment

Example 1: Mining worker (single filer, $50,000 income, $8,000 overtime premium)

Federal return:
Qualifying overtime premium: $8,000
Overtime deduction claimed: $8,000 (capped at $12,500)
Estimated federal tax savings: $960.00

Idaho return:
Idaho has not issued guidance on whether it recognizes the federal OBBBA overtime deduction. Idaho generally conforms to the Internal Revenue Code but may decouple from specific provisions. If Idaho conforms, the $8,000 deduction would reduce Idaho taxable income and save $424 in Idaho tax (at the flat 5.3% rate). If Idaho does not conform, the full $8,000 in overtime premium pay remains subject to Idaho income tax.

Example 2: Food processing worker (single filer, $80,000 income, $12,500 overtime premium – federal cap reached)

Federal return:
Qualifying overtime premium: $12,500
Overtime deduction claimed: $12,500 (capped at $12,500)
Estimated federal tax savings: $2,750.00

Idaho return:
Idaho has not issued guidance on whether it recognizes the federal OBBBA overtime deduction. If Idaho conforms, the $12,500 deduction would save $662.50 in Idaho tax (at the flat 5.3% rate). If Idaho does not conform, the full $12,500 in overtime premium pay remains subject to Idaho income tax at 5.3%.

Idaho's Rolling IRC Conformity

Idaho generally conforms to the Internal Revenue Code on a rolling basis, meaning new federal tax provisions are typically incorporated automatically unless Idaho specifically acts to decouple. This approach has historically meant that federal above-the-line deductions flow through to reduce Idaho taxable income. However, Idaho has exercised its decoupling authority for certain provisions, particularly when the revenue impact is significant.

The Idaho State Tax Commission has not yet addressed the OBBBA overtime deduction specifically. Workers and tax professionals are waiting for guidance, which could come through a Tax Commission ruling, administrative guidance, or legislative action during the next Idaho legislative session.

Idaho's Flat Tax Simplifies the Calculation

Idaho's flat 5.3% income tax rate means that the overtime deduction savings are easy to calculate: simply multiply the qualifying overtime premium amount by 5.3%. Unlike states with graduated brackets where the savings depend on which bracket the overtime income falls in, Idaho workers know exactly what percentage they would save. For the maximum $12,500 deduction, the Idaho savings would be $662.50; for $8,000 in overtime premium, the savings would be $424.

Key Industries Affected

Idaho's economy features several industries where overtime is common. Mining and mineral extraction operations, particularly in the Silver Valley and phosphate mining regions, regularly require overtime hours. Agriculture and food processing – including large operations from companies like Simplot and Lamb Weston – employ workers who frequently earn overtime. Construction has boomed in Idaho's rapidly growing Boise metropolitan area, and logging remains a significant employer in northern Idaho. All of these industries feature workers who would benefit from state-level recognition of the overtime deduction.

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Frequently Asked Questions

Does Idaho tax overtime pay in 2026?
Yes, Idaho taxes overtime pay as ordinary income at its flat 5.3% rate. The open question is whether Idaho will recognize the new federal OBBBA overtime deduction (IRC §225) to reduce Idaho taxable income. As of September 2026, the Idaho State Tax Commission has not issued official guidance on conformity with the federal overtime provision.
Does Idaho conform to the federal overtime deduction?
Idaho's conformity status is unknown. Idaho generally conforms to the Internal Revenue Code and uses a rolling conformity approach, but the state has decoupled from certain federal provisions in the past. The Idaho State Tax Commission has not confirmed whether the OBBBA overtime deduction (IRC §225) applies for Idaho tax purposes.
What Idaho income tax rate applies to overtime pay?
Idaho has a flat income tax rate of 5.3% that applies to all taxable income. This means overtime pay, if taxable, is taxed at the same 5.3% rate regardless of income level. Idaho moved to a flat rate structure in recent years, simplifying the calculation.
How much could Idaho workers save if the overtime deduction applies at the state level?
Because Idaho has a flat 5.3% rate, the calculation is straightforward. A worker claiming the maximum $12,500 in overtime premium deduction would save $662.50 in Idaho taxes ($12,500 x 5.3%). A worker with $8,000 in qualifying overtime premium would save $424. These savings would be on top of the federal tax savings.
Which Idaho industries have the most overtime workers?
Idaho's overtime workforce is concentrated in mining and mineral extraction, agriculture and food processing (including major food processing plants), manufacturing, construction, and logging. These industries are significant employers across Idaho and routinely involve overtime hours, making the overtime deduction question particularly relevant for Idaho workers.
What should Idaho workers do while conformity is uncertain?
Idaho workers should claim the federal overtime deduction (IRC §225) on their federal return regardless of Idaho's position. For Idaho state taxes, workers should monitor guidance from the Idaho State Tax Commission. If Idaho does not conform, overtime remains fully taxable on the Idaho return at 5.3%. Consulting an Idaho tax professional is recommended for 2026 planning.